Health Savings Plans, Major Medical Insurance Health Insurance Plans
Quotes, and Apply Online

Term Life Quote System
Quote multiple carriers
Quotes up to
$10 million in Term Life Insurance

Smart Short Term Medical
Temporary Medical Insurance, Short Term Health
Insurance, Student Major Medical Quote, Instant Policy Issue.

Core Health Plans Guaranteed Issue
Save On Home Telephone Services, Cell Phone Service, Home Security,
Cable, Satellite and
internet services.
Home
Business Opportunity
11 Billion is spent on cell phone use in the US. annually.
Have you ever seen a dime of it?
Now you can earn residual income on your cell phone bill and the
cell phone bills of others.
Travel Reservations, Airlines, Hotels, Rental
Cars.
"Vacation Hotspots and Last
Minute Deals, Business Trip Planning"
|
|
LifeOver65.com
1-800-833-1916 Mike
Kimble, Sr., Licensed Agent
MK@usinet.us
Licensed in: Alabama, California, Florida,
Georgia, Iowa, Maryland, Michigan,
Mississippi, New Jersey,
North Carolina, Ohio,
Pennsylvania, South Carolina,
Tennessee, Texas, and Virginia.
Standard Plan:
Ok, so you have had a minor
health setback, overweight, or over the age of 65. The
Standard plan is a whole life policy that provides
guaranteed protection for life at guaranteed standard
rates. These rates are guaranteed to stay level for life..
|
|
Issue ages: 6 months -
85 years of age
|
|
|
Death Benefits available:
$10,000 - $50,000 for
ages 6 months to 49
$3,000 - $25,000 for
ages 50 to 85
|
*Graded
Plan: not everyone
has a clean bill of health, the graded plan was designed to
accommodate situations where clients do not qualify for the
preferred or standard plan. Many times this is the last
option available for individuals to qualify for whole life
insurance.
|
|
In the event of your
death during the first two policy years,
GTL will return the premium paid plus 10%. GTL will pay
full benefits thereafter. (MN applicants see note #1)
|
|
|
Accidental Death
Benefit: Full benefits for accidental death from
the first day the policy is issued. (Not Applicable in:
AR) |
|
|
Issue ages: 50 to 80
years (MN applicants see note #2. MO applicants see Note
#3) |
|
|
Death Benefits available:
$3,000 - $25,000 for ages
50 to 80
|
Preferred Plan:
Great health means great
rates. It is important that you insure your insurability.
This is the time for you to buy insurance because you never
know what the future holds and you should lock in the great
rates guaranteed for life.
Issue ages: 6 months - 65
years of age
Death Benefits available:
$10,000 - $50,000 for ages
6 months to 49
$3,000 - $25,000 for ages
50 to 65
$25,000 - $3,000 for ages to 50 -85
Living Benefits:
GTL's Whole Life plans also contain Living Benefits, which
allow you to receive 75% of the death benefit in the event
of a terminal illness or permanent nursing home
confinement. This Benefit is added to your coverage at no
extra cost. (Living benefits are not available on the
graded plan.) (Nursing Home Trigger not available in KS and
OK) (Living Benefit Rider not available in MD, MA, NJ, PA,
SC, TX, VT & VA)
Underwriting
Requirements:
|
|
5 minute online quote
& application - the online system will qualify you
for what plan (preferred, standard, graded, none) you
are eligible to receive based on your input into the
online quote/application engine.
|
|
|
No Medical Exam
|
|
|
Ages 76 and over -
telephone interview
|
to 50 ages for $25,000 -
$3,000 85<>The following exclusion applies:
|
|
< to 50 ages for $25,000
- $3,000 85<>Guarantee Trust Life Insurance Company will
not pay life insurance benefits for suicide while sane
or insane (in MO, only while sane) before coverage has
been in force for two years.
|
Notes:
#1: MN, 1st and 2nd year death benefits are four times the
first year premium. Full benefits thereafter.
#2: MN, Issue Ages: Male 50-75 and Female 50-80
#3: MO, Issue Ages: 50-75
>> "No optional riders available"
Graded Plan is not available in all states. Percentages
may vary in certain states.
|
|
|
|

Core Health Plans Guaranteed Issue

Smart Short Term Medical
Temporary Medical Insurance, Short Term Health
Insurance, Student Major Medical Quote, Instant Policy Issue.
Health Savings Plans, Major Medical Insurance Health Insurance Plans
Quotes, and Apply Online

Term Life Quote System
Quote multiple carriers
Quotes up to
$10 million in Term Life Insurance
Save On Home Telephone Services, Cell Phone Service, Home Security,
Cable, Satellite and
internet services.
"
Home
Business Opportunity
11 Billion is spent on cell phone use in the US. annually.
Have you ever seen a dime of it?
Now you can earn residual income on your cell phone bill and the
cell phone bills of others.
Travel Reservations, Airlines, Hotels, Rental
Cars.
"Vacation Hotspots and Last
Minute Deals, Business Trip Planning"
|